Cryptomus Alternative — Migrate to NearPayments

NearPayments implements a Cryptomus-compatible REST API. Migrating is as simple as changing the base URL and updating your authentication headers.

Step 1: Create a Storefront

Open @NearPayments_bot on Telegram and create a storefront.

Step 2: Configure Wallets

Set up your settlement addresses. You can either:

• Enter addresses manually for each chain
• Use Import from HD Wallet to auto-configure all chains from a BIP-39 seed phrase

Step 3: Generate an API Key

Go to the API tab in your storefront and generate a new key. The IPN secret acts as your Cryptomus API key — use it to compute the sign header for request authentication.

Step 4: Update Your Code

Change the base URL:

const BASE_URL = "https://api.cryptomus.com/v1";
const BASE_URL = "https://api.nearpayments.io/cryptomus/v1";

Use your storefront’s merchant UUID as the merchant header:

headers: { "merchant": "YOUR_CRYPTOMUS_MERCHANT_ID" }
headers: { "merchant": "YOUR_NEARPAYMENTS_MERCHANT_UUID" }

Use your IPN secret to compute the sign header (same signing algorithm as Cryptomus):

const sign = md5(base64_encode(JSON.stringify(body)) + YOUR_CRYPTOMUS_API_KEY);
const sign = md5(base64_encode(JSON.stringify(body)) + YOUR_NEARPAYMENTS_IPN_SECRET);

What’s Compatible

Endpoint	Method	Supported
/payment	POST	Yes
/payment/info	POST	Yes
/payment/list	POST	Yes
/payment/services	POST	Yes
/payment/resend	POST	Yes
/exchange-rate/{currency}/list	GET	Yes
/test-webhook/payment	POST	Yes

What’s Different

• Zero platform fees — NearPayments doesn’t charge percentage-based fees
• NEAR Intents — cross-chain settlement is handled via NEAR Protocol’s intent system
• Telegram-first — storefront management is done through a Telegram Mini App
• Self-custody — payments go directly to your wallet addresses