NearPayments vs
CoinGate
Zero platform fees, self-custody, and no KYC. A cost-effective alternative to CoinGate for crypto-native merchants.
1% → 0%
Fee Savings
Save on every transaction
Instant
No KYC
Start in minutes, not days
Your keys
Self-Custody
Funds go directly to your wallet
Feature-by-feature comparison
| Feature | NearPayments | CoinGate |
|---|---|---|
| Platform Fee | 0% | 1% |
| Supported Chains | 31 | 70+ |
| Custody Model | Self-custody | Custodial |
| Setup Time | ~5 minutes | 10–30 minutes |
| Fiat Settlement | Crypto only | Yes (EUR, USD) |
| API Style | Multi-provider compatible REST | Proprietary REST |
| KYC Required | No | Yes |
| Plugins | API-first | Shopify, WooCommerce, etc. |
| Management | Telegram + Web Dashboard | Web dashboard |
Frequently asked questions
How does NearPayments compare to CoinGate on fees?
CoinGate charges 1% per transaction. NearPayments charges 0% — you only pay blockchain gas fees. For a merchant processing $10,000/month, that's $100 saved monthly.
Does CoinGate support more cryptocurrencies?
CoinGate supports 70+ coins while NearPayments supports 31 chains. NearPayments covers all major chains (BTC, ETH, SOL, NEAR, TON, TRX, XRP, and more). If the most popular chains meet your needs, NearPayments saves you 1% on every transaction.
Can I get fiat payouts with NearPayments?
NearPayments settles in crypto directly to your wallet. For fiat conversion, you can use any exchange. CoinGate offers built-in EUR/USD payouts but charges 1% on every transaction for this convenience.
Which is better for developers?
NearPayments offers a REST API compatible with NOWPayments, Cryptomus, and OxaPay, which means extensive existing documentation and community resources apply. CoinGate has its own proprietary API. Both are well-documented.
Ready to drop in?
Swap one URL, keep your entire integration. Zero fees, zero KYC. Start accepting crypto payments in under 5 minutes.