NearPayments vs
Cryptomus
Zero fees, self-custody, and a Cryptomus-compatible API. Migrate in under 5 minutes and keep 100% of every payment.
0.5% → 0%
Fee Savings
Save on every transaction
Instant
No KYC
Start in minutes, not days
Your keys
Self-Custody
Payments go directly to your wallet
Feature-by-feature comparison
| Feature | NearPayments | Cryptomus |
|---|---|---|
| Platform Fee | 0% | 0.5% |
| API Compatibility | Cryptomus-compatible | N/A (original) |
| Supported Chains | 31 | 20+ |
| Custody Model | Self-custody | Custodial |
| Settlement | Direct to your wallet | To Cryptomus account |
| Setup Time | ~5 minutes | 10–30 minutes |
| KYC Required | No | Yes (for withdrawals) |
| Management | Telegram + Web Dashboard | Web dashboard |
| Webhook Format | Cryptomus-compatible | Proprietary format |
| Invoice Pages | Yes | Yes |
Switch in one line
NearPayments implements a Cryptomus-compatible API. Your existing code works — just change the URL.
- const BASE_URL = "https://api.cryptomus.com/v1";
+ const BASE_URL = "https://api.nearpayments.io/cryptomus/v1";
// That's it. Everything else stays the same.Frequently asked questions
Can I migrate from Cryptomus to NearPayments without rewriting my integration?
Yes. NearPayments implements Cryptomus-compatible API endpoints. You need to change the base URL from api.cryptomus.com/v1 to api.nearpayments.io/cryptomus/v1, use your storefront's merchant UUID, and compute the sign header using your IPN secret. Your existing request/response handling stays the same.
How do NearPayments fees compare to Cryptomus?
Cryptomus charges 0.5% per transaction. NearPayments charges 0% — you only pay blockchain gas fees. For a merchant processing $10,000/month, that's $50 saved every month.
Is the Cryptomus API fully supported?
NearPayments supports the core Cryptomus endpoints: payment creation, payment info, payment listing, services, webhook resending, exchange rates, and test webhooks. The same request schemas and response formats are used.
Do I need KYC to use NearPayments?
No. NearPayments has no KYC requirement. You can create a storefront and start accepting payments in minutes via the Telegram bot. Cryptomus requires KYC verification for withdrawals.
Is NearPayments secure without custodial controls?
NearPayments uses a self-custody model, meaning your funds never sit in our wallets. Payments go directly to your configured addresses. The platform supports BIP-39 HD wallet setup for secure key management across all chains.
Ready to drop in?
Swap one URL, keep your entire integration. Zero fees, zero KYC. Start accepting crypto payments in under 5 minutes.