Zero Platform Fees.
Seriously.
No percentage cuts. No monthly plans. No hidden charges. You only pay the blockchain's native gas fee — and we don't profit from that either.
platform fee per transaction
- Unlimited transactions
- Zero KYC — start instantly
- 31 supported blockchains
- Self-custody settlement
- NOWPayments, Cryptomus & OxaPay compatible
- IPN webhook callbacks
- Hosted invoice pages
- Telegram-based management
- HD wallet auto-configuration
How we compare
See how NearPayments stacks up against other crypto payment processors.
| Provider | Fee | Custody | Chains | Setup Time | API |
|---|---|---|---|---|---|
| NearPayments You | 0% Only blockchain gas | Self-custody | 31 | 5 min, zero KYC | Multi-SDK compatible |
| NOWPayments | 0.5–1% Per transaction | Custodial | 200+ | 10–30 minutes | Proprietary |
| Cryptomus | 0.5% Per transaction | Custodial | 20+ | 10–30 min (KYC) | Proprietary |
| OxaPay | 0.4–0.5% Per transaction | Custodial | 40+ | 10–20 minutes | Proprietary |
| BitPay | 1% Per transaction + settlement | Custodial | ~16 | Days (KYC) | Proprietary |
| CoinGate | 1% Per transaction | Custodial | 70+ | 10–30 minutes | Proprietary |
| Coinbase Commerce | 1% Per transaction | Custodial | 10+ | 10–30 minutes | Proprietary |
How much you'd save
Monthly Volume
$1,000/mo
Save $4–$10/mo
Monthly Volume
$10,000/mo
Save $40–$100/mo
Monthly Volume
$100,000/mo
Save $400–$1,000/mo
Pricing FAQ
How can NearPayments charge zero fees?
NearPayments uses NEAR Protocol's intent system for cross-chain settlement. There are no intermediary costs — payments route directly to your wallet. You only pay the blockchain's native gas fee, which we don't control or profit from.
What are blockchain gas fees?
Gas fees are small amounts paid to blockchain validators to process transactions. They vary by chain — for example, NEAR and Solana gas fees are typically fractions of a cent, while Bitcoin and Ethereum fees vary with network congestion.
Are there any hidden fees or limits?
No. There are no monthly fees, no setup fees, no minimum volumes, and no percentage-based commissions. NearPayments is completely free to use — the only cost is the blockchain gas fee paid by the network, not by us.
How does NearPayments compare to NOWPayments pricing?
NOWPayments charges 0.5% to 1% per transaction depending on your plan. NearPayments charges 0%. For a merchant processing $10,000/month, that's $50–$100 saved every month.
Ready to drop in?
Swap one URL, keep your entire integration. Zero fees, zero KYC. Start accepting crypto payments in under 5 minutes.